Terms & Conditions

Last updated: 8 November 2026

Welcome to the website of Hindustan Finserve Limited ("we", "us", "our"). By accessing or using this website you agree to these Terms & Conditions and to our Privacy Policy. If you do not agree, please do not use the website.

1. Eligibility

You may use this website and apply for a loan only if you are at least 18 years old, are an Indian resident, and are legally capable of entering into a binding contract.

2. Nature of the website

This website lets you learn about our loan products, estimate repayments and submit a loan application or enquiry. Information on the website is for general guidance and may change without notice.

3. Applying for a loan

  • Submitting an application is a request for a loan. It is not an offer, approval or sanction, and it does not oblige us to lend to you.
  • Any loan is subject to verification of your identity and documents, credit assessment, our internal policies and final approval. We may accept, reject or modify an application at our discretion and are not required to give reasons where the law does not require it.
  • Interest rates, fees, tenures and amounts shown on the website, including the EMI estimator, are indicative only. The actual terms will be set out in the loan agreement and key fact statement provided to you before you accept a loan.
  • A loan becomes binding only when you accept the final loan terms and the loan agreement is executed.

4. Your responsibilities

  • Give true, accurate and complete information, and keep it up to date. Giving false or misleading information, or using someone else's identity, may lead to rejection, cancellation and legal action.
  • Use only your own mobile number, PAN and personal details.
  • Keep your OTPs and credentials confidential. We will never ask you for your OTP, card PIN or banking password.
  • Do not misuse the website: no attempts to gain unauthorised access, disrupt it, scrape it, send malicious code, or use it for any unlawful purpose.

5. Consent to verification and communication

When you submit an application you authorise us and our partners to verify the information you provide, including through credit information companies and other lawful sources, and to contact you about your application by phone, SMS, email or similar channels. Marketing and reminder messages by SMS or WhatsApp are sent only if you opt in, and you may opt out at any time.

6. Intellectual property

The content of this website, including the name, logo, text, graphics and design, belongs to Hindustan Finserve Limited or its licensors and is protected by law. You may view it for your personal use but may not copy, modify, distribute or use it commercially without our written permission.

7. Disclaimer

We try to keep the website accurate and available, but it is provided on an "as is" and "as available" basis. We do not guarantee that it will be error-free, uninterrupted or free of harmful components, or that any particular loan will be available to you.

8. Limitation of liability

To the extent permitted by law, we are not liable for any indirect, incidental or consequential loss arising from your use of, or inability to use, the website, or from reliance on indicative information on it. Nothing in these terms limits liability that cannot be limited under applicable law.

9. Third-party links and services

The website may contain links to, or rely on services of, third parties. We are not responsible for their content, availability or practices.

10. Changes to these terms

We may revise these terms from time to time. The updated version will be posted here with a new "Last updated" date, and your continued use of the website means you accept it.

11. Governing law

These terms are governed by the laws of India. Subject to applicable law, the courts of competent jurisdiction in India shall have jurisdiction over any dispute arising from them.

12. Complaints and contact

For questions or complaints, email hindustanfinserve.com@gmail.com or use our Contact Us page.